UPDATED SINGLE-FAMILY HOME - NO HOA FEES & FENCED YARD! Located in Lely Tropical Estates, this concrete block single-family home offers true flexibility with no HOA fees or rental restrictions. The open-concept layout features spacious living areas and LVP FLOORING THROUGHOUT, creating a clean, modern feel. The recently RENOVATED KITCHEN showcases thoughtful upgrades, including sleek GRANITE COUNTERTOPS, tiled backsplash, WHITE CABINETRY, stainless steel appliances, and a pantry for added storage. The primary suite features a beautifully updated bathroom with a GLASS-ENCLOSED WALK-IN SHOWER with river rock-style tile, tile flooring, and a new vanity. A generously sized second bedroom offers flexibility for guests or a home office. Additional updates include a roof installed in 2018, BRAND NEW HVAC, Impact front door, and PAVERED DRIVEWAY, providing long-term value and peace of mind. The property also includes a transferable flood insurance policy with an annual premium under $700, offering significant savings for the next owner. Enjoy outdoor living on the screened lanai overlooking a private, fully fenced backyard-perfect for entertaining, pets, or future expansion, with ample room to add a pool. The spacious yard is enhanced by mature Poinciana and mango trees, creating a true Florida setting. Ideally located in Naples, just minutes from Sugden Regional Park, 5th Avenue South, beaches, shopping, and dining, this property offers both convenience and lifestyle. THIS PROPERTY QUALIFIES FOR A 1% LENDER INCENTIVE IF USING PREFERRED LENDER, INQUIRE FOR MORE DETAILS**