Assumable 4.125% Fixed Mortgage + No Flood Zone • No HOA • and Homeowners Insurance Quotes as Low as $1,079/yr. Located in highly sought-after El Dorado Acres, this 2020 built single-family home delivers modern construction, low carrying costs, and exceptional long-term upsidise. Your new home features 4bed, 3bath, 2car garage, over 2,000 sq. ft. of under-air living space, tile flooring throughout, an open layout, and a granite/stainless kitchen. The primary suite includes two walk-in closets and a spa-style bath with dual vanities, walk-in shower, and soaking tub. Two guest rooms share a Jack-and-Jill bath, while the third full bath services the fourth bedroom and is ideally positioned as a future pool bath. The screened lanai overlooks a quiet backyard with ample room to add a pool. HVAC is 1 year old. Beyond the home itself, the location is experiencing powerful appreciation drivers: Ritz-Carlton Residences, Estero Bay (Coconut Rd) - luxury towers with $3M+ units Saltleaf Golf Preserve (opened 2024) - plus planned marina and lifestyle district These projects are elevating the entire Coconut Rd / Bonita Beach Rd corridor, bringing long-term demand, higher-income buyers, and sustained value growth to surrounding neighborhoods - especially non-HOA, west-of-41 homes like this one. Note that By assuming the seller's 4.125% mortgage, buyers save approximately $440/month and over $158,000 in interest over the life of the loan compared to 7% market rates.